Once enrolled, transactions will be accumulated at the end of each monthly earnings period and calculated based on the
total spent for the earnings period less the minimum spend threshold. Your minimum spend threshold will reset at the
end of each earnings period.
Qualified purchases will earn cash back as follows per earnings period: 1.00% on qualified monthly purchases totaling $750.01 - $1,250.00, 0.50% on qualified monthly purchases totaling $1,250.01 - $1,750.00, 0.25% on qualified monthly purchases totaling $1,750.01 and higher.
Maximum of up to $500 annual cash back earning applies.
Within 30 days of your Cash Back Reward Date and after all qualified debit card
transactions are processed, your CardCash™
Earnings will be automatically
credited to your checking account.
If your checking account has been closed, all cash back rewards will be forfeited.
Returns, credits, or charge backs may result in a deduction of the cash back earned
for the original purchase and may reduce the pending cash back posted to the CardCash™
Any returns or credits applied on the earnings period following when a purchase was made will impact the
cash earned calculation for the earnings period when the credit/return was applied to your deposit account.
You can verify your CardCash™
Account pending cash-back amount, and cash-back earnings history,
as well as Qualifying Purchases activity at any time online at the Program website. Qualifying Purchases
may not appear on the Program website up to thirty business days after the purchase posts to your
In most cases, the posting date of the purchase will not be the same as the date when the purchase was made.
Depending on the merchant it may take several days or longer for a purchase to post to your deposit account. Some Qualifying Purchases,
such as online purchases or transactions made outside the United States, may take longer to be posted. Approved card transactions reported by your financial institution and posted to your CardCash Account for the earnings period will be considered for cash back.
At the end of every monthly earnings period your Qualifying Purchases amount will be reset to zero ($0.00), and a new
earnings period will begin. Your Qualifying Purchases for the new earnings period alone, less the minimum spend
threshold, will determine the corresponding cash earned during that earnings period.
You can earn up to $500 cash back per annual reward period from the date of enrollment. As used herein, the
term "reward period" is defined as a period beginning with your CardCash™ enrollment and ending with your CardCash™
Reward Date. The cap resets and a new reward period begins the day following your CardCash™ Reward Date.
Cash back will not be issued in any form prior to your CardCash™
The pending cash-back balance displayed on the Program website cannot be bought, sold, encumbered, transferred,
assigned or extended in any manner whatsoever (including upon death, as part of a domestic relations matter or
otherwise by operation of law).
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