I don't have a debit card. Can I participate in CardCash?
You must have a debit card to participate in CardCash. If you do not have a debit card, talk to your financial institution representative about acquiring one. [return to top]

Which checking accounts are eligible for CardCash?
Please contact the local branch of your financial institution to determine which accounts are eligible to enroll in CardCash. [return to top]

What are CardCash Earnings?
You will accumulate CardCash Earnings for every qualifying non-PIN debit card purchase you make that exceeds the monthly minimum spend threshold of $800 after enrollment in CardCash. [return to top]

What is the limit on my CardCash Earnings?
You can earn UNLIMITED cash back per annual reward period from the date of enrollment.[return to top]

What are qualifying non-PIN debit card purchases?
Only debit card purchases processed as credit (or non-PIN) are eligible. You may or may not be asked to sign a receipt. Transactions processed through debit networks (i.e., PIN-less, electronic withdrawals using the ACH system, point-of-sale PIN transactions, ATM transactions, checks, wire transfers, deposits, transfers) do not count. You must exceed a minimum of $800 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash Earnings for that period. These purchases must post and clear your account within the period in order to qualify. Please refer to the Terms & Conditions for more details.[return to top]

Do online purchases qualify as non-PIN debit card purchases?
Yes, typically. Online purchases are usually processed through the credit card network and therefore would be eligible. [return to top]

How do I earn my CardCash Earnings?
Once you have enrolled for CardCash your debit card will automatically begin accumulating CardCash Earnings for every qualifying non-PIN debit card purchase. These purchases can be for any dollar amount. You must exceed a minimum of $800 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash Earnings for that period. [return to top]

How do I check my CardCash Earnings?
In order to check your CardCash Earnings, you must provide your email address. CardCash Earnings are reported to you via monthly eStatements from CardCash. You can also log in at www.CardCash.us to check your CardCash Earnings. If you do not have an email address, you can visit any local branch of your financial institution for more information. [return to top]

What if I have more than one debit card tied to my checking account?
Qualifying non-PIN debit card purchases from all debit cards tied to your checking account will collectively count toward your CardCash Earnings. You must exceed a minimum of $800 in non-PIN debit card purchases each monthly period to begin qualifying for your CardCash Earnings for that period. [return to top]

What if I have more than one checking account?
CardCash Earnings are accrued separately for each checking account. You can earn UNLIMITED cash back per annual reward period on each of your checking accounts for all qualifying non-PIN debit card purchases. [return to top]

How will I receive my CardCash Earnings?
Your CardCash Earnings will be paid within 30 days of your Cash Back Reward Date after all qualified non-PIN debit card purchases from your Cash Back Reward period are processed. Your CardCash Earnings will be automatically credited to your checking account. You will receive an earnings alert email notifying you of your CardCash Reward. Refer to the Terms & Conditions for more details.[return to top]

Will my CardCash eStatement arrive at the same time as my checking account statement?
You will receive a monthly eStatement with up-to-date CardCash Earnings once the transaction file is processed from your financial institution. Transaction files are processed monthly once received from your financial institution and are based on your CardCash enrollment date.[return to top]

How do I view the current month's transactions in CardCash?
You may log in to your account at www.cardcash.us. Your debit card transactions are not reflected in real time. You will receive a monthly eStatement with the previous period's transaction information once the file from your financial institution has been processed.[return to top]

I would like to receive my CardCash eStatement at more than one email address. How do I add an additional email address to my account?
Only one email address may be enrolled per CardCash account. Additionally, an email address may only be used for one CardCash account.[return to top]

I closed my checking account. Will I still receive my CardCash Earnings?
CardCash Earnings are not considered earned until they are actually paid. Therefore, if you close your checking account before the CardCash Earnings are deposited into your account, you will forfeit your CardCash Earnings.[return to top]

How are my CardCash Earnings calculated?
Qualified purchases will earn cash back as follows per earnings period: 1.00% on qualified monthly purchases totaling $800.01 - $1,300.00, 0.50% on qualified monthly purchases totaling $1,300.01 - $1,800.00, 0.25% on qualified monthly purchases totaling $1,800.01 and higher. Maximum UNLIMITED annual cash back earning applies. [return to top]

*Terms & Conditions apply.